OpenAI launches ChatGPT Wallet for AI agent purchases
The new feature allows AI agents called dots to make payments using biometric verification and secure payment tokens.
OpenAI has launched ChatGPT Wallet, a feature that enables its AI agents, known as dots, to make purchases on behalf of users, according to reports from Deccan Chronicle, Moneycontrol and The Times of India.
Developed in partnership with American Express, Mastercard and Visa, the service allows eligible users to save card details and approve transactions through biometric security checks like Face ID or fingerprint scans.
The feature is initially available in the US for ChatGPT Pro subscribers aged 18 and older who have a US billing address and eligible US-issued cards, including Chase.
To protect privacy, the payment network provides a transaction-specific payment token instead of actual card details, ensuring neither the merchant nor the AI agent can see the user's real information.
Users must review the merchant, items, total amount and selected card before approving each purchase. OpenAI noted that approval does not necessarily mean an order has been placed and users should check for merchant confirmation.
The company expects users to eventually delegate purchases to agents within set parameters, such as spending limits or specific time periods, though current transactions require individual approval.